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Don't Confuse Genius With A Bull Market - 10 Steps To Redemption

Submitted by Lance Roberts via RealInvestmentAdvice.com,

Individuals are consistently promised that investing in the financial markets is the only way to financial success. After all, it’s so easy. Financial pundits across the country state the one simply buys a basket of mutual funds and they will make 8, 10 or 12% a year.

On a nominal basis, it is true that if one bought an index and held it for 20-years, they would have made money. Unfortunately, for most, it has not worked out that way.